Sep 27, 2009
Being an older single mom isn't easy. Was just a victim of a layoff and have a 6-month-old son. Never wanted to be white trash again but now pretty much living in the ghetto. Been hungry a lot, borrowing my mother's food stamp card twice a month. Waiting for unemployment compensation since the last week of August and still my claim is being assessed a month later. My father lives in a trailer and is a petty drug dealer and often have to go borrow money from him which I really hate but I have no other choice. Using up the last of my gift cards received from my baby shower for gas, food, and other necessities. Creditors are calling my home phone and cell about 10 times per day and I just avoid them now since I know I can't pay. $22,000 in medical bills, a $45,000 student loan, a $28,000 car payment, and a few thousand dollars in credit bills. Filed for Chapter 13 bankruptcy about 5 years ago so can't do that again. Boyfriend promised he would help me to finish my online courses so I can get a stay-at-home job but then he had to pay his dad back $10,000 borrowed from his previous marriage, lost his overtime at work, and is now up to his head in debt as well. Also medical insurance ends at the end of this month so hopefully I won't need my thyroid checked again or medication, or suffer from an allergic reaction triggered by my asthma. I go to church a lot now hoping God will show me there's a way to acquire all this money I need to get my head back above water. In the mean time he keeps my spirit alive with the hope that something better awaits me and my son. Called Consumer Credit Counseling hoping they can put my unsecured credit together but that is pending on whether or not the unemployment department decides I am worthy of compensation. Forget the car payment they won't help with that. I keep waiting in anticipation for the tow truck to come and drag my means of transportation away. Some guy came knocking on the door of my apartment a few days ago for the third time trying to serve me some papers and the manager refused to let him in thank God. Amidst all this strife I am remaining happy and upbeat I know the people around me aren't to blame but sometimes I just wish I could blame someone not for the decisions I made but for the skanky card hand I was dealt in life that gave me the crappy options to choose from in the first place. Getting upset about everything is the most useless thing I could be doing right now. It feels good to be able to talk about my situation and let people know that there are a lot of good, honest, hardworking people out here suffering despite what the news reports are telling you.
